Looking To Buy A Home? Work With A Professional Century 21 Realtor For FREE! TwoMoveYou

Looking To Buy A Home? Work With A Professional Century 21 Realtor For FREE! TwoMoveYou Guaranteed Real Estate, Victoria Carter (Broker), Scott Horslin (Broker) and Kirk Rickman (Realtor) are Realtors who help Buyers, including first time home buyers, investors, Seniors, down sizers, upsizers and more, find the perfect home in Northumberland, Quinte, Durham Region and the GTA.

Our Buyer services are FREE, and they are also backed up with GUARANTEES to make sure that you are well informed throughout the entire process of buying a home or condo!

Contact www.TwoMoveYou.com today at 647-697-7413.
We are happy to help.

Our Buyer services are FREE, and they are also backed up with GUARANTEES to make sure that you are well informed throughout the entire process of buying a home or condo!

Contact www.TwoMoveYou.com today at 647-697-7413.
We are happy to help.

Fixer Upper Or Money Pit? – How to Choose the Right Fixer Upper And Still Profit

Fixer Upper Or Money Pit? – How to Choose the Right Fixer Upper And Still Profit

If you’re looking to buy a fixer upper for your next home or as an investment it pays to take caution. What may look like an easy profit may turn into a huge money pit. Here are some considerations when making your home buying decision.

When buying a fixer upper, experts recommend looking for homes that need cosmetic improvements rather than structural changes or major renovations. Cosmetic improvements can be made with a little elbow grease and a planned budget. Renovations and structural changes have a tendency to grow much larger than anyone anticipates. Costing extra time and money to get the job done. Additionally, while structural improvements may be required to make a home liveable, cosmetic changes generally have a better return on investment.

When you are considering a home purchase add up the costs to renovate the property based on a thorough assessment of the condition of the house. You will likely want to have the assistance of a home inspector and a real estate agent who has knowledge of the area. The real estate agent can advise you about what other homes in the neighborhood go for, what the schools and property values are like and if the neighborhood is on an upswing. Be very thorough and estimate on the high end. Include labor and materials. Knowing the home’s estimated market value once the renovations are complete will then help you know what your potential profit will be. Experts then recommend deducting another 5 to 10 percent for extras and unforeseen problems. They always happen if you don’t make room for them. Once you do the math, you’ll be able to determine what a fair offer is. Essentially, it’ll be the home’s estimated future worth less the expenses to fix it up.

Getting experts to help you with your labor, materials and estimated value after the renovations are complete will help you make an accurate and fair offer on the home. And always have the home inspected thoroughly so you don’t end up having to make major structural improvements that can eat away at any potential wiggle room or profits.

Buying a fixer upper is a great way to save money on a home purchase and the rewards can be significant. Buy wisely, buy cautiously and use the advice of experts to guide you and your decision.

Kirk Rickman, Victoria Carter, and Scott Horslin
TwoMoveYou Real Estate Century 21 Brighton
6 Ironwood Cres, Brighton, ON K0K 1H0
647-697-7413

Looking for a home with more space? Call TwoMoveYou Guaranteed Real Estate, Century 21 Brighton, ON

Looking for a home with more space? Call TwoMoveYou Guaranteed Real Estate, Century 21 Brighton, ON at 647-697-7413.

Victoria Carter, Broker, with Century 21 Percy Fulton Ltd., Brokerage in Brighton Ontario is an experienced Realtor who GUARANTEES that you will love the home that you purchase, or she will buy it back! This GUARANTEE is in WRITING!

Contact www.TwoMoveYou.com Guaranteed Realtors Victoria Carter, Kirk Rickman and Scott Horslin at 647-697-7413 to get on our VIP list of buyers!

Finding a Realtor

Finding a Realtor

If you know your situation, have an idea of what you want for a home, and know what you need, you don’t want to be the only one that knows. Finding the right realtor will help you to improve your chances of getting exactly what you want and finding the best deals that are in the market. If you aren’t sure what to look for, then you can follow a few general guidelines to find the perfect match for your needs.

One of the easiest ways to make sure that you are getting involved with the right person is to do your research. Most likely, realtors will all have a reputation about how well their services are and what they were able to do for others. By looking into Internet sources or by asking other people, you can start out to find the right person and to eliminate some potential problems with realtors who aren’t looking out for your best interests.

You don’t just have to look at realtors from what others are saying. You can also look at how they have their services set up. The most important part of this is determining the commission that they will receive. This will make a difference in how much you end up paying for your home. You will also want to look at credentials and how long they have worked in the area. The more that they know, the more they will be able to help you.

If you have never had a realtor before, you will want to know standard procedures for how they are supposed to approach you with the business. For instance, you shouldn’t have to sign a contract at the beginning of the deal. You also shouldn’t have to put any money down until you have found a home and signed a contract with the lender. More importantly, make sure that the realtor is going to listen to what you want and need and doesn’t try to take advantage of what you don’t know. You will usually be able to tell where a realtor stands with your business by how they respond to your questions and needs with the first phone call. Every realtor has their own personal touch to showing homes. If you aren’t comfortable with how they are proceeding, it is best to not use them.

Whether the home is your first or fiftieth, finding the right realtor to help is a huge key to walking into what you want. It is through the realtor that you will have the easiest time with making negotiations, communicating with the others involved and finding exactly what you want. Always make sure that your realtor knows that your home is where the heart is.

Kirk Rickman, Victoria Carter, and Scott Horslin
TwoMoveYou Real Estate Century 21 Brighton
6 Ironwood Cres, Brighton, ON K0K 1H0
647-697-7413

Looking To Retire In Brighton, Ontario? We Are The Experts!

Looking To Retire In Brighton, Ontario?  We Are The Experts!

Are you retiring? Thinking about moving to Brighton, Ontario? TwoMoveYou are the experts! We have been helping seniors buy and sell real estate for decades! Let our team guide you through the process. Click the QR code or link! TwoMoveYou Real Estate is located in Brighton! http://www.twomoveu.com/SENIORS/page_2483769.html

For all of your real estate needs, please call TwoMoveYou (Victoria Carter, Broker; Kirk Rickman, Realtor; Scott Horslin, Broker) today at 647-697-7413 and Start Packing! Your Home Sold Guaranteed Or We’ll Buy It!* and Love The Home You Buy Or We’ll Buy It Back! Guaranteed!*

*Seller/Buyer & TwoMoveYou Real Estate Team must agree on price & terms. Conditions apply.

Do You Need A New Home In 2022? Call TwoMoveYou to find a great home with a written Guarantee!

Are you looking to purchase a home in 2022?

You can purchase with CONFIDENCE as the TwoMoveYou team GUARANTEES your satisfaction in writing.

If you are not completely satisfied or happy with your home purchase with us, for whatever reason, we will buy your home back or sell it commission free! We put this Guarantee in Writing for you!

Give Victoria Carter, Broker, Kirk Rickman, Realtor, and Scott Horslin, Broker, from Century 21 Percy Fulton Ltd., Brokerage in Brighton, Ontario a call at 647-697-7413 to schedule your appointment today!

For more information you can always visit www.TwoMoveYou.com/Guaranteed-Services/ as well.

Happy New Year from the TwoMoveYou team!

 

Educate Yourself to Make Smart Home-Buying Decisions

Educate Yourself to Make Smart Home-Buying Decisions

Don’t wait until it’s time to sign the contract to educate yourself about the intricacies of buying a home. Failing to plan properly for one of the most expensive and largest purchases you’ll ever make can lead to many regrets and problems later on.

First-time buyers are especially vulnerable to making mistakes if they don’t educate themselves beforehand. Even if you’ve purchased one or more homes in the past, it’s a good idea to educate yourself all over again to discover changes that have taken place in the real estate market.

Choose the type of mortgage that’s best for you – a VA, FHA or USDA. There’s also the question of whether or not you should apply for an ARM (Adjustable-Rate Mortgage) or a fixed rate. Your real estate agent and/or lender should be a great resource for those answers.

Execute a study of real estate in the neighborhood you like and want to purchase in. Check out whether homes are selling fast or lagging behind on the market. If the latter is true, find out why. There may be electrical towers in the neighborhood or plumbing problems.

Take time to figure out the maximum mortgage payment you’ll be able to easily make with your current salary and bills. Be sure to check your credit reports, scores and assess your credit situation. Improve it before you apply for a home if needed.

Online tools to help you assess your current financial situation are abundant. Your computer and internet connection can help you educate yourself so you’re not blindsided by the buying process.

Active real estate agents are great resources to educate you on the home buying process and there are also classes that can educate you on the right moves to make in your area. Take advantage of everything you can to give yourself an advantage in the real estate market.

Look closely at the obligations on the contract you may sign with a real estate agent. Be aware of what you’re signing at all times when it comes to buying a home. You could be liable for commissions paid to the real estate agent even if they don’t help you with the transaction if you don’t go over the contract with a fine-tooth comb.

Interview your possible real estate agent as you would anyone who goes to work for you. Ask, “How unique are you in the real estate marketplace?” Remember, you’re learning and their job is to make the path easier by helping to educate you about the process.

Be sure to read everything carefully and get another opinion from someone you trust who knows the ins and outs of the real estate business. Some real estate agents charge fees for locating properties for you and some don’t. Get to know your real estate agent and expect the process to be seamless from the search to the day you sign the contract.

Finally, remember that planning to purchase a home is a bit like planning for the birth of a baby. Although you’ll get plenty of “advice” from others, you should be comfortable with the decisions you make at all times.

Choose your real estate agent well. The right real estate agent will lead you to your dream home. But, it’s also important to make your concerns known to your real estate agent and to educate yourself so you can make a smart decision.

Kirk Rickman, Victoria Carter, and Scott Horslin
TwoMoveYou Real Estate Century 21 Brighton
6 Ironwood Cres, Brighton, ON K0K 1H0
647-697-7413

Where Is The Most Expensive Home In the World? TwoMoveYou has the random facts!

Where is the most expensive home in the world?

Ask the TwoMoveYou team in Northumberland, Ontario… Kirk Rickman, Victoria Carter, and Scott Horslin, Broker Century 21 have the random facts!

647-697-7413
www.TwoMoveYou.com

 

 

Do You Have Enough Homeowner’s Insurance?

Do You Have Enough Homeowner's Insurance?

Most mortgage lenders require homeowner’s insurance. They want to make sure that if anything happens to your home, the balance of the loan is paid. But many people don’t realize that they may need more coverage than what is required by the lender.

Homeowner’s insurance covers the actual structure of your home. Most policies also automatically cover your belongings that are in the home, up to a specified amount. But there are many factors to consider when determining whether you have enough homeowner’s insurance.

Your home itself should have enough coverage to rebuild it at current construction costs. That could be more or less than the amount you paid for it, and will likely be higher than the amount of your mortgage. Your mortgage lender will probably only require you to have insurance for the amount of the mortgage, so considering additional coverage is wise.

In the event of a disaster such as a hurricane, building costs rise. That means that your policy limits may be lower than what it will cost to rebuild. Extended or guaranteed replacement policies are available that will pay more than the standard policy’s limits in such a situation.

Most policies cover your personal belongings up to a certain percentage of the coverage on the home itself. If this is insufficient, your insurance agent can sell you extra coverage. It is worth noting that the standard coverage often covers the cash value of your belongings. If you want them covered for full replacement value, you can obtain coverage for that at an additional charge.

Most homeowner’s insurance covers your living expenses should you be unable to live in your home after a covered disaster. That means that the policy will pay for a hotel room and your meals while your house is being rebuilt. If you feel that the limits of this coverage are too low, you may be able to increase them for a higher premium.

Homeowner’s insurance also covers liability to a certain extent. If someone is injured or incurs damage to their property while on your property, the coverage will include your court costs and damages up to a specified amount, typically about $100,000. Whether you need additional coverage depends on your specific situation.

To determine how much homeowner’s insurance you need, you can multiply the square footage of your home by the building cost per square foot in your local area. You can get that information from your real estate or insurance agent. You might also want to consider the risk of hurricane or tornado damage, fire hazards, risks to your personal belongings, and risks to those who visit you. These factors could necessitate additional coverage.

Adequate homeowner’s insurance is important in case anything happens to your home or belongings. Getting proper coverage when you purchase your home and keeping it after your mortgage is paid off can give you peace of mind. It’s good to know that everything is covered in case of a disaster.

Kirk Rickman, Victoria Carter, and Scott Horslin
TwoMoveYou Real Estate Century 21 Brighton
6 Ironwood Cres, Brighton, ON K0K 1H0
647-697-7413

4 Reasons To Buy A Fixer Upper in Brighton, Ontario. Handyman Specials. Contractors. Vacant Land

Are you a buyer looking to purchase a fixer upper?
What about a contractor?
Or how about are you looking for that perfect vacant land to build your own home?

Kirk Rickman, Sales Representative,Victoria Carter, Broker, and Scott Horslin, Broker with Century 21 Percy Fulton, TWO MOVE YOU Guaranteed Real Estate, have all kinds of fixer upper deals East of Durham Region.

Are you looking in Brighton? Cobourg? Hastings? Frankford? Belleville? Trenton? … We have the deals!

We have some great properties always in our radar. So if you are looking for Brighton Real Estate, or properties in the area, give us a call.

What are the 4 reasons that you may want to consider purchasing a fixer upper?

647-697-7413, www.TwoMoveYou.com

LOVE THE HOME YOU BUY WITH US, or we will buy it back! GUARANTEED.